FUTURE TRACK RESOURCE CENTRE ACCREDITATION PARTNER SERVICES LOAN PRODUCTS LOAN RATES NEWS		Rates   Date Posted   Date Posted Product and Program Matrix 22/08/2008 Future Rates 19/08/2008 Comparison Rate Schedule 19/08/2008
Full Doc Low Doc No Doc Solutions Full Doc Term Loans Product IR CR* Balanced 9.54% 9.64% Balanced Equity Finance Mortgage 9.62% 9.72% Premium  9.39% 9.49% Premium Advantage 9.29% 9.39% Premium Advantage Pro Pack 9.19% 9.54% Premium 100% Offset Account - Client Pays LMI (>95% to 100%) 10.15% 10.26% Premium 100% Offset Account - Funder Pays LMI (>95% to 100%) 10.82% 10.93% Fixed Loans Product IR CR* Balanced FunStart Fixed 3 Years 9.29% 9.35% Balanced FunStart Fixed 5 Years 9.29% 9.36% Balanced Fixed 1 Year 9.49% 9.37% Balanced Fixed 2 Years 9.49% 9.39% Balanced Fixed 3 Years 9.44% 9.40% Balanced Fixed 4 Years 9.39% 9.40% Balanced Fixed 5 Years 9.39% 9.41% Balanced Equity Finance Mortgage Fixed 1 Year 9.87% 9.97% Balanced Equity Finance Mortgage Fixed 2 Years 9.87% 9.97% Balanced Equity Finance Mortgage Fixed 3 Years 9.82% 9.82% Balanced Equity Finance Mortgage Fixed 4 Years 9.82% 9.92% Balanced Equity Finance Mortgage Fixed 5 Years 9.82% 9.92% Premium Fixed 3 Years 10.08% 10.21% Premium Fixed 5 & 10 Years 9.98% 10.11% Premium Advantage Fixed 3 Years 9.98% 10.11% Premium Advantage Fixed 5 & 10 Years 9.88% 10.01% Lines Of Credit Product IR CR* Balanced 9.64% 9.82% Balanced Equity Finance Mortgage 9.72% 9.90% Low Doc No Doc Solutions Full Doc Low Doc LMI Capitalised/Borrower Pays LMI/Uninsured Term Loans Product IR CR* Balanced 10.04% 10.14% Premium (LMI Capped) 9.79% 9.89% Premium Advantage (LMI Capped) 9.69% 9.79% Premium Advantage Pro Pack (LMI Capped) 9.59% 9.94% Lines Of Credit Product IR CR* Balanced 10.14% 10.32% Premium 9.94% 10.04% Fixed Product IR CR* Balanced Low Doc FunStart Fixed 3 Years 9.84% 9.94% Premium Low Doc Fixed 3 Years 10.38% 10.51% Premium Low Doc Fixed 5 & 10 Years 10.28% 10.41% Premium Advantage Low Doc Fixed 3 Years 10.28% 10.41% Premium Advantage Low Doc Fixed 5 & 10 Years 10.18% 10.31% No Doc Solutions Full Doc Low Doc No Doc LMI Capitalised/Borrower Pays LMI Term Loans Product IR CR* Premium 10.49% 10.59% Premium Advantage 10.39% 10.49% Premium Advantage Pro Pack 10.29% 10.64% Lines Of Credit Product IR CR* Premium  (LMI Capitalised) 10.69% 10.79% Fixed Product IR CR* Premium No Doc Fixed 3 Years 11.08% 11.21% Premium No Doc Fixed 5 & 10 Years 10.98% 11.11% Premium Advantage No Doc Fixed 3 Years 10.98% 11.11% Premium Advantage No Doc Fixed 5 & 10 Years 10.88% 11.01% Solutions Full Doc Low Doc No Doc Solutions Full Doc Low Doc No Doc Solutions Full Doc Low Doc No Doc Solutions Solutions Premium Full Doc MAX LVR Clear Credit IR Platinum IR Gold IR Silver IR Bronze IR 60% 10.05% 10.25% 10.70% 11.25% 11.70% 65% 10.10% 10.45% 10.90% 11.45% 12.00% 70% 10.20% 10.55% 11.05% 11.55% 12.10% 75% 10.30% 11.00% 11.55% 12.00% 12.80% 80% 10.60% 11.25% 12.10% 12.65% 13.50% 85% 11.60% 12.05% 13.25% N/A N/A 90% 12.55% 13.10% 14.00% N/A N/A * Add 0.25% for Interest Only Loans on Solutions Premium Products Full Doc and Low Doc Low Doc MAX LVR Clear Credit IR Platinum IR Gold IR Silver IR Bronze IR 60% 10.35% 10.60% 10.90% 11.45% 11.95% 65% 10.40% 10.70% 11.05% 11.65% 12.10% 70% 10.50% 10.90% 11.20% 11.70% 12.25% 75% 10.85% 11.50% 12.00% 12.50% 13.30% 80% 11.20% 11.80% 12.60% 13.25% 14.15% 85% 12.55% 12.75% 13.75% N/A N/A 90% 13.55% 14.00% 14.80% N/A N/A * Add 0.25% for Interest Only Loans on Solutions Premium Products Full Doc and Low Doc

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